Partner Carriers

  • ASI
  • BRISTOL WEST
  • BUNKER HILL
  • CHUBB
  • DAIRYLAND
  • FOREMOST
  • KEMPER
  • MAIN STREET
  • MAPFRE
  • MARKEL
  • METLIFE
  • NATIONAL GRANGE
  • NARRAGANSET BAY INS CO.
  • NATIONWIDE
  • NEW LONDON COUNTY
  • OLD DOMINION
  • PILGRIM
  • PLYMOUTH ROCK
  • PROGRESSIVE
  • SAFECO/LIBERTY MUTUAL
  • STATE AUTO
  • THE HARTFORD
  • TRAVELERS
  • UTICA FIRST

Flood Insurance

Flood Insurance

Anyone that is looking for a great place to live should consider the state of Connecticut. Those that are in the TriState area will enjoy the proximity to the ocean, New York City, and many different local amenities. While there are plenty of great benefits that come with living in this state, the proximity to the ocean and other waterways also raises the risk of flooding. To help mitigate this risk, acquiring flood insurance can be a great option. There are several situations in which someone needs to have flood insurance.

Located in a High-Risk Zone

The most common situation when someone needs to get flood insurance is when they live in a high-risk zone. The chance of having your home damaged by a flood varies considerably from one area to the next. If you live in an area that is considered to have a high risk, there is a good chance that your lender will require that you carry this insurance. Most of the time, you also will need to escrow for this policy payment every month.

Not Covered by Home Insurance

Even if you are not required by a lender to have flood insurance, you still might want to have it if you do not have ample coverage through your home insurance policy. Protecting your valuable asset with insurance is very important. Even if you are in a lower-risk zone, it is vital to get the coverage you need to ensure you can repair flood damage. Low-risk areas still have unexpected flood surges.

If you are shopping for a flood insurance property for your home, it is crucial that you work with an experienced insurance professional. The team at County Insurance Agency Inc is a great option to consider as they can help you to choose or build a flood insurance policy that provides you with the right type and level of coverage. County Insurance Agency Inc will do this by carefully assessing your current insurance coverage and needs to ensure that you and your property are adequately covered.

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages: